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可以，“豫工保”为解决投保人的后顾之忧，特与保证人达成协议，若因受益人的因素致保函无法正常使用。在保函开具15天内，投保人只需将保函原件、退保申请及证明材料递交我中心，我中心将安排保证人及时退还保费。

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基本文件流程错误 SQL 调试

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[ DB ] CONNECT:[ UseTime:0.001592s ] mysql:host=122.114.224.210;port=3306;dbname=sql_xinyang_db;charset=utf8
[ SQL ] SHOW COLUMNS FROM `n_link` [ RunTime:0.002238s ]
[ SQL ] SELECT * FROM `n_link` ORDER BY `sort` DESC [ RunTime:0.000770s ]
[ SQL ] SHOW COLUMNS FROM `n_news_cate` [ RunTime:0.000970s ]
[ SQL ] SELECT `id`,`name`,`status` FROM `n_news_cate` [ RunTime:0.000406s ]
[ SQL ] SHOW COLUMNS FROM `n_news` [ RunTime:0.000952s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 2 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.002023s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 3 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000806s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 4 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000803s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 5 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000830s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 12 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000803s ]
[ SQL ] SELECT * FROM `n_news` WHERE `id` = 46 LIMIT 1 [ RunTime:0.000507s ]
[ SQL ] SELECT `name` FROM `n_news_cate` WHERE `id` = 11 LIMIT 1 [ RunTime:0.000386s ]
[ SQL ] SELECT `id`,`title` FROM `n_news` WHERE `id` < 46 AND `status` = 1 AND `cate_id` = 11 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000543s ]
[ SQL ] SELECT `id`,`title` FROM `n_news` WHERE `id` > 46 AND `status` = 1 AND `cate_id` = 11 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001111s ]
[ SQL ] SELECT `id`,`title` FROM `n_news` WHERE ( `cate_id` = 11 AND `cate_id` NOT IN (2,3,4,5,12) ) AND `id` <> 46 AND `status` = 1 LIMIT 4 [ RunTime:0.001795s ]
[ SQL ] SELECT * FROM `n_link` ORDER BY `sort` DESC [ RunTime:0.000446s ]
[ SQL ] SELECT `id`,`name`,`status` FROM `n_news_cate` [ RunTime:0.000339s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 2 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000788s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 3 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000774s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 4 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000776s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 5 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000810s ]
[ SQL ] SELECT `n`.`title`,`n`.`id`,`n`.`cate_id`,`nc`.`name`,`n`.`main`,`n`.`main_img` FROM `n_news` `n` INNER JOIN `n_news_cate` `nc` ON `nc`.`id`=`n`.`cate_id` WHERE `nc`.`status` = 1 AND `n`.`cate_id` = 12 ORDER BY `n`.`id` DESC LIMIT 1 [ RunTime:0.000795s ]